HAIL AND SPRING FROST INSURANCE FOR VINEYARDS
Finally, an easy way to protect your vineyard from severe weather risk.
When hailstorms and spring frosts strike, losses can be devastating. Understory covers you when you need it most.
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Hail and spring frost risk, solved
Understory makes it easy to manage severe weather risk with simple, flexible insurance that pays out fast.
Fit the policy to your needs
Customize your coverage limit and payout options to make the policy work for you.
Make recovery costs more predictable
Receive your predetermined payout in-season when you need it most. Use it to treat your vines, recover yield or remediate the loss.
Recover quickly and easily after an event
Claims are settled automatically without any tedious visits from adjusters. Payouts are delivered within three weeks to use at your discretion.
Monitor your field in real time
The Understory app provides hyperlocal weather data to help you manage your fields and receive notifications for both damaging conditions and payouts from your policies.
How it works
Create and manage your policy right from the app. Track weather conditions that impact your crop and trigger your policy in real-time.
Download the Understory app, claim your fields and customize a hail or spring frost policy to meet your needs. Get a quote in minutes.
The policy’s trigger conditions are fully transparent. Once activated, Understory’s nearby weather sensors send precise, real-time weather data right to the app.
If damaging hail or frost triggers your policy, you’re notified immediately and paid automatically, without any hassle.
Understory vs. traditional insurance
There’s a better way to manage severe weather risk
Real-Time Weather Data App
Within 3 weeks
End of harvest
Flexible Coverage Options
Tedious and subjective
No impact on premiums
Claims increase premiums
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Powered by Understory’s unrivaled weather risk model
Our local network of Dot weather sensors precisely maps the occurrence of hail and frost on your vines, and sends real-time weather data to the Understory app. Use the app to monitor and manage your fields, and receive notifications for potentially damaging conditions and payouts. Monitor weather data such as:
• Rain • Temperature • Wind speed and direction • Humidity • Hail
• Growing Degree Units • Solar Index • Barometric Pressure • Evapotranspiration • Leaf Temperature
Learn more about our technology
Mapping hail damage in Cognac with precision
In June of 2019, severe hailstorms in Cognac, France left winegrowers with significant losses and widespread traditional insurance claims. Understory’s local network of Dot weather sensors captured the size, quantity and location of hailstrikes with precision, resulting in a unique fingerprint of the storm. The local growing cooperative compared our analysis with a map of the claims filed in the region. The Understory storm fingerprint clearly and precisely depicted where damage occurred, and omitted unaffected areas.
"Understory's one-of-a-kind solution is bringing about a paradigm shift in the crop insurance industry."
- Bryan Vaughn, Managing Director of AgTech Breakthrough Awards.
Take control of your vineyard’s weather risk today
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